Let’s Start by saying there are no free lunches in the world. Somebody is paying for it, many times the person who is paying does not know he is doing it. This is a very important question we need to ask when we ask for Free something from government or others. For example, 2008 US great depression which impacted housing and banking sector crash where close to a trillion dollars lost is paid by all of us in different ways. The government kept bank rates close to zero so banks can recoup their losses. Sometimes government infused the money into insurance companies like AIG to keep it afloat, again paid by taxpayers. Who is the looser (subsidized the risk takers), the guy who paid the mortgage regularly? Also, the people who thought it is safe to keep in the bank for 3 to 4% interest rate earnings are screwed big time thanks for dropping the interest rate. So in short organized risk evert people got screwed for the mistake of risk takers. So in short world is...